Electronic Invoicing for Self-Employed: Everything You Need to Know
If you are self-employed and issue invoices, verifiable electronic invoicing affects you just like large companies. The difference is you probably do not have an IT department to handle the transition.
Am I required?
Yes, if you are on direct estimation and issue invoices. The obligation is universal for anyone who issues invoices.
What do I need?
Invoicing software that meets Verifactu requirements: hash generation, invoice chaining, QR code and AEAT submission. If invoicing with Word or Excel, you need to migrate.
How much does it cost?
Options range from €10/month upward. RegulaKit offers Verifactu-compatible invoicing at €19/month.
Practical advice
Do not wait. Start using the new software now, in parallel if you prefer, so you are familiar when the obligation arrives.
Frequently Asked Questions
Do self-employed need e-invoicing?
Yes. Under the Crea y Crece law, B2B operations will require it. Verifactu will apply to self-employed from July 2026.
What requirements must an e-invoice meet?
Structured format (XML, Facturae), digital signature or seal, 4-year retention and full traceability.
Can I keep issuing PDF invoices?
Until the obligation comes into force, yes. After that, only structured e-invoices will be valid.